by Jenifer Sapel | Dec 21, 2022 | Uncategorized
If you’re a conscious consumer and forgo unnecessary plastic usage or excess packaging when you can, you may have mixed feelings about how your investments are contributing to a more/less sustainable planet. ESG investing (Environment, Social, Governance) has been an...
by Jenifer Sapel | Nov 29, 2022 | Uncategorized
Recently I was fortunate to be selected to attend an intimate gathering of women from all over the world to discuss how to best use money (capital, for us, finance folks) to create a world that is less violent and more equitable than our existing reality. In a room...
by Jenifer Sapel | Nov 25, 2022 | Uncategorized
Most of the time when people hear long-term care they think, of insurance or nursing homes. So let’s start by clarifying….. Long-term care is simply, chronic care (as opposed to acute care). The chronic distinction is important because medical insurance and...
by Jenifer Sapel | Nov 17, 2022 | Uncategorized
I’ve found that in my almost 2 decades of working with people, no one has really liked the word retire. We retire old socks or worn-out tires, let’s not retire people the same way. Gaining popularity instead is the term financial independence, which I define as...
by Jenifer Sapel | Nov 1, 2022 | Uncategorized
I’m not a huge fan of shopping in general but jeans are in the top 3 list of least fun items to shop for. You can spend so many hours, try several different stores, and still…. Finding the right fit, the right level of comfort, at the right price can completely...
by Renee Simpson | Oct 17, 2022 | Uncategorized
My great-grandparents were dairy farmers and I was lucky to see and remember the house my grandmother grew up in. Nothing that today’s family of 7 would consider comfortable, the outhouse from the time prior to indoor plumbing still stood, unused, well into the...