Life doesn’t look like an excel spreadsheet, your financial plan shouldn’t either.

Protect: Your cash flow, for business owners, or income for those employed are the lifeforce of your financial situation.  Before you do anything else, be sure to safeguard it against interruption.  That can happen with a lawsuit, illness or any unplanned hiccup in life.

Build: After that, be sure to build wealth in a way that keeps you in the drivers seat and considers your lifetime tax liabilities, performance and flexibility.

Enjoy: Lastly, the financial decisions you make should allow you to confidently enjoy the fruits of your labor.