Life doesn’t look like an excel spreadsheet, your financial plan shouldn’t either.
Protect: Your cash flow, for business owners, or income for those employed are the lifeforce of your financial situation. Before you do anything else, be sure to safeguard it against interruption. That can happen with a lawsuit, illness or any unplanned hiccup in life.
Build: After that, be sure to build wealth in a way that keeps you in the drivers seat and considers your lifetime tax liabilities, performance and flexibility.
Enjoy: Lastly, the financial decisions you make should allow you to confidently enjoy the fruits of your labor.
Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal or accounting professional regarding your individual situation. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA SIPC. OSJ: 333 N Indian Hill Blvd, Claremont, CA 91711 909-399-1100. PAS is an indirect, wholly-owned subsidiary of The Guardian Life Insurance Company of America® (Guardian), New York, NY. UTOR Wealth is not an affiliate or subsidiary of PAS or Guardian. IMPORTANT DISCLOSURE 2019-85141 Exp 09/21