Our global financial system is highly complex. Your financial life doesn’t have to be.
What clients have to say…
Working with Jen has completely changed the way I think about money and make financial decisions. Since working with her, I’ve taken career moves I wouldn’t have otherwise, paid off debt, purchased two homes, and increased our savings and investment account balances. We do all these things with confidence now knowing that we have a competent and compassionate advisor in our corner.
-Ashley, client since 2018
I interviewed a litany of advisors before finding Jenifer. All advisors seem to have a limited sphere of vision or understanding. It’s like they find a discrete system and then specialize within narrow parameters. They seemed to be all simple market, cookie cutter allocations into bonds and equities. Jen will listen to your specific needs and interests and tailor allocations to, and for you. She will gladly explain things well, and in my case, multiple times. She also looks to the future of investing, not simply what has worked in the past, a discipline which I believe will benefit me and my portfolios. I’m more than happy, to have chosen her in my search, I’m fortunate.
-David, client since 2020
“ I just want to say grateful thank you for your partnership, leadership, crystal clear communication, and expectation setting. It’s a pleasure and an honor to work with you.I also appreciate all the humor, understanding, and patience as you work with different styles and get your clients onboarded to a newer, better ways of thinking wholistically.It is quite a great feeling to know that we are in such competent hands.”
– Sonal, client since 2021
I run a social impact business and care a lot about how our current financial system is inequitable. Managing to grow within a system while trying to improve it is tough, and Jenifer completely understands how to close the gap between what I value and how to grow my impact through my financial choices and planning. Her financial savvy and values integrity makes her approach to financial planning and financial well-being unique, nuanced, and refreshing, especially if you care about the way your money impacts the world. Couldn’t recommend a better person for anyone’s financial future planning!
– Christina, client since 2020
My finances were on autopilot, maxing out my retirement but not building savings. Carol created a customized flight plan that put me in a position to purchase my dream house when it became available again (for the second time!) and provided guidance on reducing my expected monthly mortgage. I couldn’t stop smiling in my last meeting with Carol! I’m enjoying the things I want now but am confident that I won’t have to eat cat food in retirement either.
-Rachel M, client since 2021
Before we worked with Carol, we experienced a lot of uncertainty and concern about when I could retire, as I was not happy in my role. Worrying about this kept me up at night sometimes and caused a lot of stress. Carol is approachable and laid back, like talking to a friend but she’s a professional advisor. Shortly after we started working together, we bought a new house and I retired at 62. Every time we had an important financial decision to make, we reached out to her to get her counsel. When my wife passed away recently, she helped me navigate many of the things I needed to do. Carol has given me more flexibility and peace of mind.
– Les, client since 2019
Before we started working with Carol, we were uncertain and confused about whether we could meet our current financial needs and still live the retirement we want. After working with Carol we now have clarity around our cash flow and are confident that we can fund our son’s college, retire earlier than expected and still be able to travel around the US. She created a road map to help get us where we want to go. We don’t make big financial decisions without consulting Carol first.
Our Advisors
Jenifer Sapel, ChFC™WMCP™
I’ve done my fair share of wrestling with money. Growing up, it was a subject wrapped in a lot of mystery and stress. As a type A first born, I initially went to the other extreme, dedicated to conquering it, I bought my first home at 21 years old and pursued finance professionally.
Carol Parrish, RICP®
Carol serves as a friendly “financial air traffic controller” for her clients. Your financial life is like an airport with airplanes taking off, landing, and flying in multiple directions under ever-changing circumstances. She manages the “air traffic” to create a customized flight plan guiding powerful women to their destinations